:root{--green:#1c433f;--gold:#b58862;--light:#f7cf87;--cream:#fff9ec;--ink:#17332f;--muted:#66746f;--line:#dce5e1}*{box-sizing:border-box}body{margin:0;background:#f7faf9;color:var(--ink);font-family:Poppins,Arial,sans-serif}header{height:88px;background:#fff;border-bottom:1px solid var(--line);padding:10px clamp(22px,7vw,110px);display:flex;align-items:center;justify-content:space-between}header img{width:150px;height:68px;object-fit:contain}.home{border:1px solid var(--line);border-radius:999px;padding:11px 18px;color:var(--green);font-weight:600;text-decoration:none}.terms-hero{background:var(--green);color:#fff;padding:80px clamp(22px,7vw,110px);display:grid;grid-template-columns:minmax(0,2fr) minmax(260px,1fr);gap:70px;align-items:end}.kicker{text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:700;color:var(--light)}h1,h2{font-family:Georgia,serif}h1{font-size:clamp(3rem,6vw,5.7rem);line-height:1;margin:0 0 24px}h1 span{color:var(--light)}.terms-hero>div>p:last-child{max-width:720px;line-height:1.8;color:#dce9e6}.terms-hero aside{border:1px solid rgba(255,255,255,.22);border-radius:22px;padding:28px;background:rgba(255,255,255,.07)}.terms-hero aside a{display:inline-block;margin-top:8px;color:var(--light);font-weight:700}.intro,.terms-list{width:min(1050px,calc(100% - 40px));margin:70px auto}.intro{background:#fff;border:1px solid var(--line);border-radius:24px;padding:38px;box-shadow:0 18px 45px rgba(20,60,55,.08)}.intro h2{font-size:2.4rem;margin:0 0 18px}.intro p,.terms-list p,.terms-list li{line-height:1.75}.terms-list{display:grid;gap:13px}.terms-list details{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:.25s}.terms-list details[open]{border-color:#c5d7d1;box-shadow:0 14px 38px rgba(20,60,55,.09)}summary{list-style:none;padding:21px 24px;font-weight:700;font-size:1.05rem;cursor:pointer;display:flex;align-items:center;justify-content:space-between}summary::-webkit-details-marker{display:none}summary span{font-size:1.45rem;color:var(--gold);transition:.25s}details[open] summary span{transform:rotate(45deg)}details>div{padding:0 24px 23px;color:#42534e;border-top:1px solid var(--line)}details a{color:var(--green);font-weight:700}footer{padding:28px clamp(22px,7vw,110px);display:flex;justify-content:space-between;gap:20px;background:#fff;border-top:1px solid var(--line);color:var(--muted);font-size:.84rem}@media(max-width:760px){.terms-hero{grid-template-columns:1fr;padding-top:55px;gap:30px}h1{font-size:3.1rem}.intro{padding:26px}.intro,.terms-list{margin:45px auto}summary{padding:18px;font-size:.95rem}details>div{padding:0 18px 19px}footer{flex-direction:column}}